During the Christmas break of his final year at the University of Maryland (UMD), Jim Curtis plans to puttogether his r_m_n order to seek full-time employment as a software engineer during the springsemester. To help Jim prepare for the job interview process, his older brother has arranged for himto meet with a friend, Lisa Bancroft, who has worked as a software engineer since her graduationfrom UMD two years earlier. Lisa gives him numerous pointers on r_m_reparation, the interviewprocess, and possible job opportunities. After answering Jims many questions, Lisa asks Jim to update her on UMD. As they discusscourses, Lisa indicates that of all the electives she took, the personal financial planning coursewas most useful. Jim says that, although he had considered personal financial planning for his lastelective, hes currently leaning toward a beginning golf course. He feels that the course will be funbecause some of his friends are taking it. He points out that he doesnt expect to get rich and alreadyknows how to balance his checkbook. Lisa tells him that personal financial planning involves muchmore than balancing a checkbook, and that the course is highly relevant regardless of income level.She strongly believes that the personal financial planning course will benefit Jim more than beginninggolfa course that she also took while at UMD.
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